Credit Karma (today’s MVP) – Founder Kit
Credit portal: account linking, score insights, product recommendations, alerts.
Overview
Goal: Build a personal credit portal with secure account linking, score tracking, personalized insights, and notifications.
- Primary users: Consumers, Admin
- Platforms: Web app, Mobile app
- Integrations: Plaid (account linking), Experian/Equifax/TransUnion APIs
- Revenue: Affiliate offers, partner banks
MVP Scope (must-have)
- User signup & secure login
- Bank/credit account linking (Plaid)
- Credit score retrieval & display
- Personalized credit insights & alerts
Stretch Goals (nice-to-have)
- Credit card recommendations
- Loan offers
- Mobile app (React Native)